Qualifications

Experience that makes
the path clearer.

BVCG’s institutional perspective helps founders translate an enterprise into a more organized, informed capital conversation.

01

CDFI / mission-driven lending frameworks

Understand how purpose, community context, documentation, cash flow, and repayment capacity can come together in a lender conversation.

02

Commercial underwriting

Bring an analytical lens to the business story, financial evidence, operating model, and questions an applicable lender may evaluate.

03

Capital-stack structuring

Consider how debt, grants, working capital, and other sources may fit into a responsible plan.

04

Business management & consulting

Connect strategic intent to the operating practices and decisions that make an enterprise more durable.

05

Funding-readiness education

Build a clearer understanding of records, cash flow, reserves, debt service, and the capital process.

Flagship qualifications

Vivian Ann Westbrook

Vivian has more than 20 years of experience across finance, CDFIs, institutional lending, commercial underwriting, business management, consulting, and capital-stack strategy.

Undergraduate degree

UMES

University of Maryland Eastern Shore

Graduate degree

MBA in Finance

The Wharton School of the University of Pennsylvania

These credentials inform BVCG’s educational and preparation work. They do not represent a lender decision, a certification claim, or a guarantee of funding.

Industries we serve

A broad lens. A specific conversation.

BVCG works with founders across a range of industries — including small businesses, new LLCs, startups, and community-serving enterprises — preparing them for mission-driven capital.

Industry list / awaiting confirmation

A specific industries list is not yet confirmed for publication. Eligibility and program terms vary by lender and program; details are confirmed on a case-by-case basis.

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Important context

Prepared does not mean guaranteed.

BVCG provides education, preparation, and navigation support. It does not promise approval, funding, rates, returns, or lender outcomes.

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