Eligibility & readiness checklist
Know what the
lender needs to see.
Use this checklist as a conversation starter. It is not a lender application, approval standard, or guarantee of eligibility.
Business formation
Entity is formed and the ownership structure is clear.
Purpose of funds
You can explain exactly what capital would support and why now.
Business bank account
Business and personal funds are separated through an appropriate account.
Bookkeeping & financial statements
Books are current and basic financial statements can be produced.
Tax filings
Applicable business and owner tax filings are current or their status is understood.
Cash flow
The business can describe its current inflows, outflows, seasonality, and gaps.
Credit
Owner and business credit profiles are understood, with issues identified.
Repayment capacity
The requested capital has a realistic path to repayment.
Ownership
Ownership, control, and any partner or guarantor roles are documented.
Community impact
The business can describe the people, places, jobs, or access it meaningfully serves.
Compliance note
Some criteria require confirmation.
No universal credit score, entity age, revenue level, industry list, or other threshold is published here as a BVCG eligibility rule. Applicable lenders may use different criteria, and requirements can change.
Do not treat this page as legal, tax, financial, or lending advice. Share only information you are comfortable submitting for review.
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